Auto Insurance
Auto insurance plans are designed to help cover potential car-related damages, loss or injuries from a financial perspective. Maintaining proper insurance not only helps protect you and your vehicle in the case of accident, but it also serves to protect your passengers, other drivers, pedestrians and property. Additionally, car insurance helps protect you in the event of a lawsuit associated with an incident involving your car.
With so many auto insurance companies available, as well as various coverage options to choose from, it’s easy to get overwhelmed when deciding which particular company and insurance plan is a good fit for you. But with Dan Baze Agency, each client’s individual needs are considered and the process of obtaining affordable insurance is a quick and easy process!
When purchasing a new automobile, the two most common types of auto insurance people buy are called Liability Only and Full Coverage. Here are some of the key differences:
• Liability Insurance exists to cover the potential cost of damage you may cause to others when driving. This could be the cost of medical care for people injured in an accident or the repair cost of damage to other vehicles. In the majority of U.S. States, having some form of liability coverage is the law. The minimum amount of coverage required will vary between states and is often far less than is actually required to adequately protect your intrests.
• Full Coverage Insurance, in a nutshell, will cover the same things Liability Insurance will, but it will also cover damage to YOU and YOUR automobile. When financing an auto purchase, most lenders will require the buyer to maintain Full Coverage Insurance including comprehensive and collision coverage with limited deductibles in case of damage to the vehicle before the payment terms have ended.
