Winery
We love wine, wineries, and winery owners at the Veteran Owned and Operated Dan Baze Agency.
As one of only 7 American National agents in Texas authorized to write these winery policies, I would greatly appreciate the opportunity to discuss your specific winery insurance needs.
Please call or email today so that we can set a time to meet.
While your winery or vineyard is a labor of love, it's also a complex business posing many unique risks and hazards, such as:
- A guest falls and breaks an arm while on a tour
- Grapes are damaged in transit
- Fermentation tank leaks
Replacing damaged equipment, losing product, paying for medical bills and possibly legal fees and damages can financially impact your business and personal assets.
Because a wide range of unforeseen events can affect nearly every stage of production, comprehensive insurance for your winery or vineyard is vital to help protect it from devastating loss.
EXPERIENCE AND SERVICE
American National has proudly serviced the insurance needs of wineries and vineyards for years. No matter the size of your operation, we are here at the Dan Baze Agency to personally meet with you to review potential risks. We'll work together to build a customized winery and/or vineyard insurance plan tailored to your specific needs and budget.
For most business owners, a Business Owner's Policy (BOP) is an economical option as it combines three essential coverages into one policy:
General Liability Insurance
- Protects against claims stating you caused bodily injury or property damage
- Helps cover the cost of medical bills or legal fees if, for example, a guest sues
Business Property Coverage
- Protects your winery and other facilities against a covered loss (Examples: fire or water damage or theft)
- Extends to building contents, including wine-making machinery, stock and other equipment, e.g., computers
- Covers property in transit
Business Income Coverage
- Helps replace your company's lost income if you are temporarily closed due to covered property damage
- Can also help with costs associated with relocating and operating out of a temporary location during recovery
Specialized Protection
Given the unique risks associated with wineries and vineyards, American National offers additional endorsements designed to extend protection from grape to glass such as:
- Harvested Grapes
- Mobile Agricultural Equipment
- Trellises and Grape Vines
- Liquor Liability
- Wine Contamination
- Wine Leakage
- Events
